Office of University Financial Aid
College of Adult & Professional Studies
Loan Entrance and Exit Counseling
Students should be careful to avoid borrowing excessively. A reasonable monthly student loan payment should not exceed 8-10 percent of one's monthly gross income (Monthly Budget Calculator and Loan Payment Calculator).
Loan Entrance Counseling
Prior to borrowing their first Stafford or Grad PLUS educational loan, students are required to complete loan entrance counseling to ensure they understand their rights and responsibilities. Borrowers must complete this online counseling prior to the disbursement of their loan.
- Stafford Loan Entrance Counseling (located on the Mapping Your Future website)
- Grad PLUS Loan Entrance Counseling (located on the Mapping Your Future website)
Loan Exit Counseling
Upon graduation (or dropping below half-time status), students will complete loan exit counseling to prepare for entering repayment.
- Stafford Loan Exit Counseling (located on the Mapping Your Future website)
- Grad PLUS Loan Exit Counseling (located on the Mapping Your Future website)