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Required Insurance

At Bethel, we want to do all we can to help you successfully navigate through college life, and sometimes that means managing unexpected challenges due to illness or injury. Having health insurance helps you get the care you need and can keep medical expenses from derailing your educational goals.

Because of this, all Bethel students enrolled in the College of Arts & Sciences (even students enrolled for only 1 credit) are required to have health insurance through a family plan, an individual plan, or a plan that Bethel provides through a student health insurance provider, called Consolidated Health Plans (CHP). The plan must have a minimum of $50,000 coverage for each accident or sickness.

Providing Your Health Insurance Information

Every year, students complete their Insurance Waiver Form in Banner.

If you have health insurance through a family or individual plan, you will provide the following information on your waiver form:

  • Name of Health Insurance Company
  • Policy or ID Number
  • Policy holder's name

Or, if you do not have health insurance, the waiver form gives the option to purchase the plan offered through CHP. The yearly premium will be added to your student account. The charge is not refundable. Student loans can be applied to this expense.

The deadline for completing this waiver is by the 10th day of classes in the fall (10th day of classes in the spring if entering Bethel mid-year). If the waiver form is not completed insurance will automatically be purchased and the charge placed on your student account.

CAPS/GS/Seminary students are not eligible for the health insurance plan offered through CHP.

Consolidated Health Plans

Bethel partners with Consolidated Health Plans (CHP) to offer affordable accident and sickness plans to Bethel students who can enroll in the plan within 30 days of the first day of class or within 30 days from their loss of prior coverage.

2019-2020 CHP Premiums:

Cost of annual policy for CAS students (8/10/19 - 8/9/20) is $2,160.
(Cost is adjusted for students entering Bethel 2nd semester)

For more information, visit the CHP Student Health website.

Requirements for Student Athletes

The NCAA requires all student athletes to have coverage that meets the required minimum of $90,000 for each accident or injury and does not exclude intercollegiate sports accidents or injuries.

Student athletes participating in intercollegiate sports who do not complete the online waiver will not be able to begin practice.


For more information about the health insurance requirement, contact Health Services at or 651.635.8532 (800.255.8706, ext. 8532).