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At Bethel, we want to do all we can to help you successfully navigate through college life, and sometimes that means managing unexpected challenges due to illness or injury. Having health insurance helps you get the care you need and can keep medical expenses from derailing your educational goals.

Because of this, all Bethel students enrolled in the College of Arts & Sciences (even students enrolled for only 1 credit) are required to have health insurance through a family plan, an individual plan, or a plan that Bethel provides through a student health insurance provider, called Student Assurance Services. The plan must have a minimum of $50,000 coverage for each accident or sickness.

Providing Your Health Insurance Information

If you have health insurance through a family or individual plan, you must provide the necessary information on the insurance waiver form through Blink (Banner icon > Student tab > Student Health > Insurance Waiver Form).

You'll need:

  • Name of health insurance company
  • Policy number (ID number)
  • Policy holder's name.

If you do not complete the waiver, you will automatically be billed the yearly insurance premium for the policy through SAS. This charge is not refundable.

The deadline for completing the waiver is the 10th day of classes for each fall semseter, or the 10th day of spring semester for new students beginning in  interim or spring. Students enter this information in their Blink account.

If you're a College of Arts & Sciences student and want Bethel's plan through SAS, you can purchase the plan through Blink (Banner icon > Student tab > Student Health > Insurance Waiver Form) and pay through your student account. Student loans can also be applied to this expense.

CAPS/GS/Seminary students taking 6 or more credit hours are also eligible to enroll, and must contact SAS directly for enrollment.

Student Assurance Services

Bethel partners with Student Assurance Services (SAS), a local plan administrator, to offer affordable accident and sickness plans to Bethel students who can enroll in the plan within 30 days of the first day of class or within 30 days from their loss or prior coverage.

2014-2015 SAS Premiums:

$1240 - Annual policy for CAS students 8/10/14 - 8/9/15
(Cost is adjusted for students entering Bethel 2nd semester)

$653 - Spring semester policy 2-2-2015 - 8/9/2015

$2534 - Annual policy for intercollegiate athletes - 8/10/14 - 8/9/15

For more information, visit www.sas-mn.com or download the brochure (pdf).

Requirements for Student Athletes

The NCAA requires all student athletes to have coverage that meets the required minimum of $90,000 for each accident or injury and does not exclude intercollegiate sports accidents or injuries.

Student athletes participating in intercollegiate sports who do not complete the online waiver will be automatically enrolled in the health plan Bethel offers and will be billed through their Bethel student account. The cost for this athletic health plan is $2,534. This charge is not refundable.


For more information about the health insurance requirement, contact Health Services at health-insurance@bethel.edu or 651.635.8532 (800.255.8706, ext. 8532).

Other Insurance Options

If you have specific questions about what SAS covers, or if you would like to discuss options for individual plans through other providers, contact Tim Donovan at davidagencyinc.com, timd@davidagencyinc.com or 952.277.0674. He is experienced in helping Bethel students with their insurance needs.