Sophomore

Financial Literacy 201:

Learn more about credit cards, saving, living off campus, and studying abroad.

1. Register as a student at CashCourse.org if you don't already have a login
2. Learn more about credit cards
   • Take the How Plastic Savvy are you? quiz
   • Read: The Smart Student's Guide to Managing Credit Cards
   • Watch the video: How to be Credit Savvy
   • How long will it take you to pay off your credit cards? Use this calculator to find out.
3. You can save while in college!
   • Take the quiz: Save or Splurge
   • Read: Saving Money While in College: It can be done!
   • Watch the videos: Saving Made Easy and Tips to Save
   • Create a Savings Goal Worksheet
4. Thinking of moving off campus or moving back in with your parents?
   • Read: Residence Halls or Off-campus Living: Which Is Better for You?
   • Read about Renters Insurance
   • Complete the online calculator to determine if you should live on or off campus
   • Read: Apartment Leases: What You Should Know Before You Sign
   • Check with the Financial Aid Office (finaid@bethel.edu or RC326) to see how moving off campus might impact your financial aid.
5. Do you want to study abroad? Think about the costs first!
   • Read: Going Global: Paying for Study Abroad
   • Read: The Bottom Line: True Costs of Studying Abroad
   • Read: Managing Money in a Foreign Country
   • Read: Adios, America! Preparing to Go Studying Abroad
   • Complete the Study Abroad Budget Worksheet
   • Check with the Office of Financial Aid (finaid@bethel.edu or RC326) to see how studying abroad might impact your financial aid.