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Retirement Program - (401a)

Profit Sharing Defined Contribution Plan - Bethel contributes an amount equal to 2% of benefits-eligible employee's annual salary on an immediate vesting basis.

Bethel's Retirement Plan Provider: TIAA-CREF
Customer Service Number:


Retirement Plan Document:

Retirement Program Summary Plan Description

Contact the Office of People and Culture at people-culture@bethel.edu or 651.638.6119 if you have questions.

Retirement Program - Voluntary Tax-Sheltered Annuities (403b)

Tax sheltering is a retirement planning method which allows a reduction from your salary before state and federal taxes are taken. You may purchase a TSA through the company authorized by Bethel and within limits prescribed by the IRS. The Office of People and Culture has further details on the TSA plan. To begin or change your reduction, fill out a Tax Deferred Annuity (403b) Form and submit it to the Office of People and Culture before the 15th day of the month that you would like your election to begin. Physical forms are also available in the Office of People and Culture. 

2024 IRS Contribution Limits

Under Age 50 $23,000
Age 50+ $30,500 ($23,000 + $7,500 Catch-Up)

Retirement Plan Document:

Retirement Program Summary Plan Description
TIAA - 2024 IRS Contribution Limit Flyer

To change your beneficiary(ies), visit tiaa.org/bethel and log in.


What can you do through your online TIAA portal?

  • Check your account balances and details, including year-to-date contributions
  • Manage your investment options
  • Add/edit beneficiaries
  • Take out a loan
  • Initiate a withdrawal or rollover
  • View your pending transactions and required actions
  • View statements

To sign up for an account, view the TIAA Enrollment Instructions PDF.